5 Fernwood Avenue, Liverpool, L36 8AL

UPRN:40079289Semi-Detached House2 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band AEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£160,000

£152k - £168kHigh

Estimate

£160k

Range

£152k – £168k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

7.88%

Verdict

Derived from HomePortfolio scores

5 Fernwood Avenue earns an INVESTIGATE rating with HP Score 62/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

18/ 100

Low

Transit & Bike

Transit 15Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£159,950

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £49,985
Net cash flow: £187/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.95 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£160,000

Rent Estimate (pcm)£1,050

Gross Yield7.88%

1y Growth-

3y Growth+2.8%

5y Growth+2.8%

10y Growth+4.3%

Last Sold Price£91,500 (2020-09-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1L36 8AL

Approval Rate

100%12mo

Development

low

26/00494/FUL
ERECTION OF SINGLE STOREY SIDE EXTENSION AND CONVERSION OF GARAGE TO HABITABLE ROOM
Pending
26/00435/FUL
ERECTION OF A SINGLE STOREY SIDE EXTENSION
Approved
26/00369/FUL
EXTERNAL ALTERATIONS TO BUILDING COMPRISING OF ROOF REFURBISHMENT TO FORM ENCLOSURES TO EXISTING PLANT AND ASSOCIATED WORKS
Approved

View Planning Timeline

Ownership

Corporate Ownership60.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-09-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,542

Population Density-

Owner Occupied71%

Age Distribution

0-15 24%16-64 67%65+ 9%

View Area Profile

Schools Nearby

Knowsley Lane Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Columba's Catholic Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Hope Primary School - A Joint Catholic and Church of England Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Park View Academy
0.7 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

45 Fernwood Avenue
-
£225k
-
37 Fernwood Avenue
-
£275k
-
35 Fernwood Avenue
-
£223k
-
43 Fernwood Avenue
-
£214k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN