6A Granville Road, Southport, PR8 2HU

UPRN:41036272Detached House4 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band GEPC: C (74)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£973,000

£925k - £1.02MHigh

Estimate

£973k

Range

£925k – £1.02M

Rent Estimate (pcm)

£5,000

£5k - £5k

Monthly

£5,000

Yield

5.00%

Verdict

Derived from HomePortfolio scores

6A Granville Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

82/ 100

High

Transit & Bike

Transit 10Bike 64

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -23.3% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 41036272· as of 9 Oct 2026
Rental economics0/40
gross yield 5.0%; range width penalty ×0.90
- valuation_snapshotsrent estimate 5000/mo (range 4600-5350)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,518/mo, -30% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 98 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
616 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£900,000£1,380,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£5,000/mo

Evidenced range £4,600-£5,350

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£588/mo
Cash on cash: -1.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 41036272Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 5000/mo (range 4600-5350)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5000/mo (range 4600-5350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 98 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£973,000

Rent Estimate (pcm)£5,000

Gross Yield5.00%

1y Growth-

3y Growth+1.2%

5y Growth+2.5%

10y Growth+3.5%

Last Sold Price£610,000 (2015-08-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1PR8 2HU

Approval Rate

-12mo

Development

low

DC/2026/01835
Section 211 notice for the felling for 2.No Trees (AB) (Lies within the West Birkdale Conservation Area)
Pending
DC/2026/01800
Tree Preservation Order for the felling of 1.No Sycamore tree (T001) (TPO127).
Pending
DC/2026/01676
Tree preservation order for the pollarding between 3-5 metres for 26.No Sycamore trees (T1-T30) and felling for 4.No Sycamore trees (T9, T20, T23 and T24) (TPO194).
Pending

View Planning Timeline

Ownership

Corporate Ownership70%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-08-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density-

Owner Occupied77%

Age Distribution

0-15 8%16-64 47%65+ 45%

View Area Profile

Schools Nearby

Greenbank High School
0.8 mi
Good
Birkdale Primary School
1.1 mi
Good
Our Lady of Lourdes Catholic Primary School
1.3 mi
Inspected as Our Lady of Lourdes Catholic Primary School (URN 104916) on 9 Jul 2019
Linaker Primary School
1.3 mi
Inspected as Linaker Primary School (URN 104864) on 3 Oct 2023

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

41 Granville Road
-
£853k
-
2 Granville Road
-
£745k
-
Granville Court, 16A Granville Road
-
£425k
-
Granville Court, 16A Granville Road
-
£365k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN