194 Liverpool Road, Lydiate, Liverpool, L31 2ND

UPRN:41054653Detached House4 bedsBuilt -

Tenure: -Council Tax: Band CEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

194 Liverpool Road, Lydiate, Liverpool, L31 2ND

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£399,000

£379k - £419kHigh

Estimate

£399k

Range

£379k – £419k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

7.35%

Verdict

Derived from HomePortfolio scores

194 Liverpool Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

33/ 100

Mixed

Transit & Bike

Transit 9Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

6 live new-build plots advertised against one placeholder UPRN (£271,995-£309,995) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£309,995

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,800-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £99,799
Net cash flow: £269/mo
Cash on cash: 3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.82 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£399,000

Rent Estimate (pcm)£1,900

Gross Yield7.35%

1y Growth+14.1%

3y Growth+3.1%

5y Growth+2.8%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0L31 2ND

Approval Rate

-12mo

Development

low

DC/2026/01823
Partial redevelopment of the existing service station including the removal of the jet wash bay and wash plant room, the erection of an extension to the existing sales building, provision of EV charging bays with associated plant and canopy, erection of a new ATM building and GRP wash plant room, a new brick substation and other associated works.
Pending
DC/2026/01804
Proposed first floor side extension to create an additional bedroom/office.
Pending
2026/0814/CON
Approval of details reserved by condition 5 of planning permission 2021/1400/FUL relating to flood risk evacuation plan.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density1,664 /km²

Owner Occupied85%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

St Thomas Church of England Primary School, Lydiate
0.2 mi
Outstanding
St Gregory's Catholic Primary School
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.
Lydiate Primary School
0.4 mi
Good
Northway Primary School
0.5 mi
Good

7 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

180 Liverpool Road
-
£245k
-
162 Liverpool Road
-
£175k
-
160 Liverpool Road
-
£255k
-
154 Liverpool Road
-
£345k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN