41 Massams Lane, Formby, Liverpool, L37 7BD

UPRN:41060317Detached House5 bedsBuilt 2019

FreeholdCouncil Tax: Band HEPC: B (88)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

41 Massams Lane, Formby, Liverpool, L37 7BD

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£2,588,000

£2.46M - £2.72MHigh

Estimate

£2.59M

Range

£2.46M – £2.72M

Rent Estimate (pcm)

£12,500

£12k - £13k

Monthly

£12,500

Yield

6.00%

Verdict

Derived from HomePortfolio scores

41 Massams Lane earns an INVESTIGATE rating with HP Score 77/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 13Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,500,000

At the asking price

Monthly rent£12,500/mo

Evidenced range £11,550-£13,450

Interest rate5.4%

Loan to value75%

Cash required: £965,050
Net cash flow: £216/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,588,000

Rent Estimate (pcm)£12,500

Gross Yield6.00%

1y Growth-

3y Growth+1.9%

5y Growth+2.1%

10y Growth+2.9%

Last Sold Price£635,000 (2017-02-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2L37 7BD

Approval Rate

-12mo

Development

low

DC/2026/01813
Discharge of condition 22 (Bat and Bird box Plan) attached to DC/2025/01918 approved on 26/02/2026.
Pending
DC/2026/01796
Proposed detached Garage.
Pending
DC/2026/01788
Proposed single storey extension to front, side and rear of existing dwelling house.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-02-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density1,139 /km²

Owner Occupied91%

Age Distribution

0-15 14%16-64 53%65+ 33%

View Area Profile

Schools Nearby

Trinity St Peter's CofE Primary School
0.4 mi
Inspected as Trinity St Peter's CofE Primary School (URN 134988) on 24 Apr 2024
Formby High School
0.6 mi
Good
Freshfield Primary School
0.7 mi
Outstanding
Our Lady of Compassion Catholic Primary School
1.0 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 Massams Lane
-
£500k
-
49A Massams Lane
-
£1.10M
-
29 Massams Lane
-
£435k
-
49A Massams Lane
-
£1.40M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN