20 Victoria Avenue, Crosby, Liverpool, L23 8UH

UPRN:41098206Semi-Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

20 Victoria Avenue, Crosby, Liverpool, L23 8UH

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£749,000

£711k - £786kHigh

Estimate

£749k

Range

£711k – £786k

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

6.80%

Verdict

Derived from HomePortfolio scores

20 Victoria Avenue earns an INVESTIGATE rating with HP Score 86/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

72/ 100

High

Crime Score

3/ 100

Low

Walkability

77/ 100

High

Transit & Bike

Transit 19Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,950-£4,500

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: £411/mo
Cash on cash: 1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£749,000

Rent Estimate (pcm)£4,250

Gross Yield6.80%

1y Growth-

3y Growth+1.7%

5y Growth+1.4%

10y Growth+3.9%

Last Sold Price£376,000 (2006-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L23 8UH

Approval Rate

-12mo

Development

low

DC/2026/01701
Erection of a detached dwellinghouse following the demolition of the existing dwellinghouse (Retrospective)
Pending
DC/2026/01687
Erection of a two storey extension to the side and a single storey extension and conservatory to the rear of the dwellinghouse, following the demolition of existing garage
Pending
DC/2026/01658
Proposed front elevation first floor dormer extension, installation of 2no. rooflights to front elevation, Zinc cladding to the existing rear elevation dormers and alterations to windows of the dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density4,738 /km²

Owner Occupied93%

Age Distribution

0-15 21%16-64 58%65+ 21%

View Area Profile

Schools Nearby

Valewood Primary School
0.2 mi
Inspected as Valewood Primary School (URN 104890) on 5 May 2023
St Luke's Halsall Church of England Primary School
0.4 mi
Good
St Michaels Church of England Academy
0.5 mi
Inspected as St Michael's Church of England High School (URN 141338) on 19 Jun 2024
St. Mary's College
0.5 mi
Inspected by ISI

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Victoria Avenue
-
£520k
-
7 Victoria Avenue
-
£430k
-
3 Victoria Avenue
-
£430k
-
9 Victoria Avenue
-
£430k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN