56 Virginia Street, Southport, PR8 6RU

UPRN:41098813Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£220,000

£176k - £264kLow

Estimate

£220k

Range

£176k – £264k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

7.20%

Verdict

Derived from HomePortfolio scores

56 Virginia Street earns an INVESTIGATE rating with HP Score 79/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 33Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £156/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£220,000

Rent Estimate (pcm)£1,200

Gross Yield7.20%

1y Growth+2.7%

3y Growth+1.2%

5y Growth+2.5%

10y Growth+3.5%

Last Sold Price£49,000 (2002-01-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR8 6RU

Approval Rate

-12mo

Development

low

DC/2026/01708
Reduction of the Ground Floor Commercial unit to provide ancillary space to the Proposed residential units above. Conversion of the First Floor from Commercial to 2no. Residential units. Conversion of the Second and Third Floors from 1no. Residential unit to 3no. Residential units and all associated minor internal and external alterations.
Pending
DC/2026/01709
Listed Building Consent for the proposed reduction of the Ground Floor Commercial unit to provide ancillary space to the Proposed residential units above. Conversion of the First Floor from Commercial to 2no Residential units. Conversion of the Second and Third Floors from 1no Residential unit to 3no Residential units and all associated minor internal and external alterations.
Pending
DC/2026/01784
Change of use of 1.no unit from the drinking establishment (Class Sui Generis) to offices (Class E).
Pending

View Planning Timeline

Ownership

Corporate Ownership70%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-01-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density5,745 /km²

Owner Occupied52%

Age Distribution

0-15 19%16-64 65%65+ 16%

View Area Profile

Schools Nearby

Arden College
0.3 mi
-
St Philip's Church of England Primary School
0.3 mi
Good
Southport Education Group
0.3 mi
-
Holy Trinity Church of England Primary School, Southport
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

106B Virginia Street
-
£173k
-
106A Virginia Street
-
£168k
-
106C Virginia Street
-
£165k
-
104 Virginia Street
-
£59k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN