4 York Avenue, Crosby, Liverpool, L23 5RW

UPRN:41105500Semi-Detached PropertyBeds -Built 1900-1929

FreeholdCouncil Tax: Band DEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

4 York Avenue, Crosby, Liverpool, L23 5RW

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£439,000

£395k - £483kMedium

Estimate

£439k

Range

£395k – £483k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

5.93%

Verdict

Derived from HomePortfolio scores

4 York Avenue earns an INVESTIGATE rating with HP Score 72/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

87/ 100

Excellent

Transit & Bike

Transit 23Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£415,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £136,550
Net cash flow: £19/mo
Cash on cash: 0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£439,000

Rent Estimate (pcm)£2,050

Gross Yield5.93%

1y Growth-

3y Growth+1.7%

5y Growth+1.4%

10y Growth+3.9%

Last Sold Price£70,000 (1997-10-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L23 5RW

Approval Rate

-12mo

Development

low

DC/2026/01687
Erection of a two storey extension to the side and a single storey extension and conservatory to the rear of the dwellinghouse, following the demolition of existing garage
Pending
DC/2026/01598
Conversion of dwelling into 3.No Self contained flats (As former permission DC/2023/01321).
Pending
DC/2026/01541
Internal alterations and remediation work to facilitate the reinstatement of the building from 3no. flats to its original use as a single-family dwellinghouse. Restoration and replacement where necessary of windows and their external surrounds and mouldings. Reinstatement of gates to site entrance and resurfacing of driveway.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-10-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density-

Owner Occupied75%

Age Distribution

0-15 15%16-64 62%65+ 23%

View Area Profile

Schools Nearby

St. Mary's College
0.3 mi
Inspected by ISI
Valewood Primary School
0.3 mi
Inspected as Valewood Primary School (URN 104890) on 5 May 2023
St Luke's Halsall Church of England Primary School
0.3 mi
Good
Olsen House School
0.4 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 York Avenue
-
£420k
-
34 York Avenue
-
£248k
-
20 York Avenue
-
£250k
-
24 York Avenue
-
£186k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN