11 Mercer Court, Clairville Close, Bootle, L20 7HN

UPRN:41120929Flat/MaisonetteBeds -Built 1991-1995

LeaseholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Map view of 11 Mercer Court, Clairville Close, Bootle, L20 7HN

Location map - no listing photos available

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£66,000

£60k - £73kMedium

Estimate

£66k

Range

£60k – £73k

Rent Estimate (pcm)

£400

£350 - £400

Monthly

£400

Yield

8.17%

Verdict

Derived from HomePortfolio scores

11 Mercer Court earns an INVESTIGATE rating with HP Score 57/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

69/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

87/ 100

Excellent

Transit & Bike

Transit 45Bike 64

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +11.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 41120929· as of 12 Oct 2026
Rental economics40/40
gross yield 10.2% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 500/mo (tenanted)· as of 2 Nov 2026
Stress margin0/30
stressed cash flow -10/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 71 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.9/15
293 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£44,000£67,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£58,750

At the asking price

Monthly rent£400/mo

Evidenced range £350-£400

Interest rate5.4%

Loan to value75%

Cash required: £18,926
Net cash flow: £79/mo
Cash on cash: 5.0%
Score at this price: 53

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 41120929Valuation edge · as of 12 Oct 2026
listing_factscontractual rent 500/mo (tenanted)Rental economics · as of 2 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Seller motivation could not be scored
context, not scored: 0 price cut(s), 71 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£66,000

Rent Estimate (pcm)£400

Gross Yield8.17%

1y Growth+14.0%

3y Growth+3.6%

5y Growth+6.4%

10y Growth+5.5%

Last Sold Price£43,500 (2005-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0L20 7HN

Approval Rate

-12mo

Development

low

DC/2026/01766
Conversion of property from two C3 dwellings into self contained apartment units.
Pending
DC/2026/01560
Conversion of building into 14 bed House in Multiple Occupation (HMO) (Sui Generis) (maximum of 16 persons) comprising of 14 Single-occupancy resident bedrooms plus two single-occupancy emergency overnight pods, external alterations including single storey flat roof extension to rear and ramped access to front and rear, following demolition of existing detached garage
Pending
DC/2026/01619
Retrospective application for the installation of an automated teller machine (ATM) to the front elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership56%
Overseas OwnershipNo
Lease Term Remaining85 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2005-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density-

Owner Occupied24%

Age Distribution

0-15 14%16-64 68%65+ 18%

View Area Profile

Schools Nearby

Hugh Baird College
0.4 mi
-
All Saints Catholic Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Christ Church Church of England Controlled Primary School
0.4 mi
Good
Thomas Gray Primary School
0.5 mi
Inspected as Thomas Gray Primary School (URN 134785) on 8 Nov 2022

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Mercer Court Clairville Close
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£65k
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Mercer Court Clairville Close
-
£57k
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Mercer Court Clairville Close
-
£565k
-
Mercer Court Clairville Close
-
£57k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN