6 Mallard House, 42 The Moorings, Liverpool, L31 2PS

UPRN:41121812Purpose Built Flat1 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band BEPC: C (70)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

6 Mallard House, 42 The Moorings, Liverpool, L31 2PS

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£129,000

£123k - £136kHigh

Estimate

£129k

Range

£123k – £136k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

6.00%

Verdict

Derived from HomePortfolio scores

6 Mallard House earns an INVESTIGATE rating with HP Score 76/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

43/ 100

Mixed

Transit & Bike

Transit 14Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £11/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£129,000

Rent Estimate (pcm)£650

Gross Yield6.00%

1y Growth-

3y Growth+3.1%

5y Growth+2.8%

10y Growth+4.1%

Last Sold Price£99,950 (2020-09-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L31 2PS

Approval Rate

-12mo

Development

low

DC/2026/01638
Proposed drop kerb
Pending
DC/2026/01648
Prior approval submission for a proposed rear extension projecting 3.20 metres from the rear wall of the original dwellinghouse with a height of 2.40 metres at the eaves and a maximum height of 3.00 metres (Valid from 05/10/2026).
Pending
DC/2026/01568
Proposed Loft conversion with dormer extension to the rear elevation and a hip to gable alteration
Pending

View Planning Timeline

Ownership

Corporate Ownership67.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2020-09-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density-

Owner Occupied87%

Age Distribution

0-15 12%16-64 60%65+ 28%

View Area Profile

Schools Nearby

Lydiate Primary School
0.3 mi
Good
St Gregory's Catholic Primary School
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.
Green Park Primary School
0.5 mi
-
St John Bosco Catholic Primary School
0.5 mi
Good

7 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Herons Court The Moorings
-
£143k
-
Herons Court The Moorings
-
£138k
-
Mallard House, 42 The Moorings
-
£115k
-
6 The Moorings
-
£220k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN