1, 6 Lathom Road, Southport, PR9 0JA

UPRN:41210324Flat/Maisonette2 bedsBuilt 1900-1929

Tenure: -Council Tax: -EPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£117,000

£94k - £141kLow

Estimate

£117k

Range

£94k – £141k

Rent Estimate (pcm)

£600

£600 - £650

Monthly

£600

Yield

4.00%

Verdict

Derived from HomePortfolio scores

1 earns an INVESTIGATE rating with HP Score 70/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

63/ 100

Moderate

Transit & Bike

Transit 19Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [sold-comps -35.3%, £/sqft -35.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.7%· as of 1 Nov 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×1.00
- valuation_snapshotsrent estimate 600/mo (range 600-650)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -449/mo, -75% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 182 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity9.2/15
470 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£135,000£207,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£600/mo

Evidenced range £600-£650

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: -£192/mo
Cash on cash: -4.1%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.7%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 600/mo (range 600-650)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 600-650)
Stress margin needs verification before you rely on it
service charge / ground rent from the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£117,000

Rent Estimate (pcm)£600

Gross Yield4.00%

1y Growth-

3y Growth+0.9%

5y Growth+2.1%

10y Growth+2.8%

Last Sold Price£170,000 (2014-10-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR9 0JA

Approval Rate

-12mo

Development

low

DC/2026/01778
Discharge of condition 6 (Vehicular access) attached to DC/2025/00902 approved on 03/12/2025
Pending
DC/2026/01777
Erection of an outbuilding / garden room in the rear garden.
Pending
DC/2026/01603
Conversion of existing property to 7 no. self-contained apartments (Class C3) including single storey front extension following demolition of conservatory, alterations to the elevations, lowering of external ground level at the front, and other associated works
Pending

View Planning Timeline

Ownership

Corporate Ownership68.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2014-10-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density266 /km²

Owner Occupied24%

Age Distribution

0-15 11%16-64 61%65+ 28%

View Area Profile

Schools Nearby

Holy Trinity Church of England Primary School, Southport
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Southport Education Group
0.6 mi
-
Arden College
0.7 mi
-
Holy Family Catholic Primary School
1.0 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Lathom Road
-
£130k
-
3 Lathom Road
-
£113k
-
8 Lathom Road
-
£600k
-
6 Lathom Road
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN