Accommodation, Village Veterinary Surgery, 1 Brows Lane, Formby, L37 3HY

UPRN:41226482Detached HouseBeds -Built -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Accommodation, Village Veterinary Surgery, 1 Brows Lane, Formby, L37 3HY

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£786,000

£708k - £865kMedium

Estimate

£786k

Range

£708k – £865k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

20.12%

Verdict

Derived from HomePortfolio scores

Accommodation earns an INVESTIGATE rating with HP Score 82/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

83/ 100

High

Transit & Bike

Transit 26Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,500-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £1,399/mo
Cash on cash: 31.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.97 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£786,000

Rent Estimate (pcm)£2,850

Gross Yield20.12%

1y Growth-

3y Growth+1.9%

5y Growth+2.1%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L37 3HY

Approval Rate

-12mo

Development

low

DC/2026/01817
Discharge of condition 15 (Acoustic Boundry) attached to DC/2025/01436 approved on 24/11/2025.
Pending
DC/2026/01816
Proposed Porch Extension
Pending
DC/2026/01810
Use of the land to site a mobile home for ancillary use to the main dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density2,430 /km²

Owner Occupied84%

Age Distribution

0-15 14%16-64 50%65+ 36%

View Area Profile

Schools Nearby

Woodlands Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Formby High School
0.4 mi
Good
St Luke's Church of England Primary School
0.5 mi
Good
St Jerome's Catholic Primary School
0.7 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hesketh Lodge, 5 Brows Lane
-
£175k
-
13 Brows Lane
-
£465k
-
19A Brows Lane
-
£680k
-
Hesketh Lodge, 5 Brows Lane
-
£225k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN