15, 38 Market Street, Southport, PR8 1HJ

UPRN:41233848Purpose Built Flat1 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

15, 38 Market Street, Southport, PR8 1HJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£86,000

£69k - £103kLow

Estimate

£86k

Range

£69k – £103k

Rent Estimate (pcm)

£550

£500 - £550

Monthly

£550

Yield

8.25%

Verdict

Derived from HomePortfolio scores

15 earns an INVESTIGATE rating with HP Score 53/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

53/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 39Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics40/40
gross yield 10.5% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 700/mo (tenanted)· as of 4 Nov 2026
Stress margin10.6/30
stressed cash flow +74/mo, +11% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026
Risk & liquidity9.3/15
616 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £111/mo
Cash on cash: 5.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.04 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

listing_factscontractual rent 700/mo (tenanted)Rental economics · as of 4 Nov 2026
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Seller motivation could not be scored
context, not scored: 0 price cut(s), 57 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£86,000

Rent Estimate (pcm)£550

Gross Yield8.25%

1y Growth+24.6%

3y Growth+1.2%

5y Growth+2.5%

10y Growth+3.5%

Last Sold Price£69,000 (2023-05-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR8 1HJ

Approval Rate

-12mo

Development

low

DC/2026/01709
Listed Building Consent for the proposed reduction of the Ground Floor Commercial unit to provide ancillary space to the Proposed residential units above. Conversion of the First Floor from Commercial to 2no Residential units. Conversion of the Second and Third Floors from 1no Residential unit to 3no Residential units and all associated minor internal and external alterations.
Pending
DC/2026/01708
Reduction of the Ground Floor Commercial unit to provide ancillary space to the Proposed residential units above. Conversion of the First Floor from Commercial to 2no. Residential units. Conversion of the Second and Third Floors from 1no. Residential unit to 3no. Residential units and all associated minor internal and external alterations.
Pending
DC/2026/01784
Change of use of 1.no unit from the drinking establishment (Class Sui Generis) to offices (Class E).
Pending

View Planning Timeline

Ownership

Corporate Ownership70%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-05-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density3,287 /km²

Owner Occupied16%

Age Distribution

0-15 10%16-64 77%65+ 13%

View Area Profile

Schools Nearby

Southport Education Group
0.5 mi
-
Arden College
0.5 mi
-
Holy Trinity Church of England Primary School, Southport
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Linaker Primary School
0.6 mi
Inspected as Linaker Primary School (URN 104864) on 3 Oct 2023

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Market Street
-
£136k
-
25 Market Street
-
£110k
-
The Glass House, 38 Market Street
-
£69k
-
16 Market Street
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN