4 Beresford Road, Wallasey, CH45 0JJ

UPRN:42010417Semi-Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£522,000

£496k - £548kHigh

Estimate

£522k

Range

£496k – £548k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

5.83%

Verdict

Derived from HomePortfolio scores

4 Beresford Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

68/ 100

Moderate

Transit & Bike

Transit 27Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,350-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£6/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£522,000

Rent Estimate (pcm)£2,550

Gross Yield5.83%

1y Growth+19.1%

3y Growth+5.1%

5y Growth+4.1%

10y Growth+4.5%

Last Sold Price£250,000 (2015-07-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CH45 0JJ

Approval Rate

-12mo

Development

low

RESX/26/00953
Application to determine whether prior approval is required for a proposed single storey rear extension which shall extend 4.3 metres beyond the rear wall of the original dwellinghouse, reach a maximum height of 3 metres, with an eaves height of 3 metres.
Pending
APPH/26/00926
Demolition of existing garage, single storey rear / side extension
Pending
LDP/26/00820
Removal of existing rear dormer and construction new larger rear dormer. Replacement of roof to property and garage. Installation of new windows to front and side elevations at second floor level. Installation of new solar panel arrays to roofs. Enlargement of off street parking space in front of garage.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-07-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density3,028 /km²

Owner Occupied80%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

Elleray Park School
0.4 mi
Outstanding
Mount Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary's Catholic College, A Voluntary Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St George's Primary School
0.5 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Beresford Road
-
£568k
-
22 Beresford Road
-
£484k
-
17 Beresford Road
-
£400k
-
24 Beresford Road
-
£547k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN