Annesford House, 114 Birkenhead Road, Meols, Wirral, CH47 0LE

UPRN:42012268Detached HouseBeds -Built 1900-1929

FreeholdCouncil Tax: -EPC: E (48)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Annesford House, 114 Birkenhead Road, Meols, Wirral, CH47 0LE

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£816,000

£775k - £857kHigh

Estimate

£816k

Range

£775k – £857k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

3.55%

Verdict

Derived from HomePortfolio scores

Annesford House earns an INVESTIGATE rating with HP Score 78/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 12Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -9.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 42012268· as of 9 Oct 2026
Rental economics0/40
gross yield 3.6%; range width penalty ×0.71
- valuation_snapshotsrent estimate 2650/mo (range 2350-3000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,958/mo, -74% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
124 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£671,000£1,029,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,350-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£1,186/mo
Cash on cash: -4.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 42012268Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2650/mo (range 2350-3000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2650/mo (range 2350-3000)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£816,000

Rent Estimate (pcm)£2,650

Gross Yield3.55%

1y Growth-

3y Growth+6.3%

5y Growth+2.7%

10y Growth+4.1%

Last Sold Price£600,000 (2021-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CH47 0LE

Approval Rate

-12mo

Development

low

LDC/26/00851
This application seeks formal agreement that a material operation has been undertaken in respect of planning permission ref. APP/22/01127 at 8 Melrose Avenue, Hoylake, CH47 3BU. It is asserted that the development has lawfully commenced as per the provisions of Section 56 of the Town and Country Planning Act 1990 (as amended) and can now be completed at any point in the future.
Pending
APPH/26/00840
Single storey side and rear extension
Pending
APPH/26/00554
Single storey rear extensions with external alterations.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density3,997 /km²

Owner Occupied92%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Hoylake Holy Trinity CofE Primary School
0.4 mi
Inspected as Hoylake Holy Trinity CofE Primary School (URN 105063) on 23 May 2023
Great Meols Primary School
0.5 mi
Good
Black Horse Hill Infant School
1.6 mi
Good
Black Horse Hill Junior School
1.6 mi
Inspected as Black Horse Hill Junior School (URN 105032) on 15 Jun 2022

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

100 Birkenhead Road
-
£950k
-
112 Birkenhead Road
-
£650k
-
114 Birkenhead Road
-
£600k
-
122 Birkenhead Road
-
£530k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN