Oak Lodge, 1A Gayton Parkway, Wirral, CH60 3SY

UPRN:42013093Detached House5 bedsBuilt 2007 onwards

FreeholdCouncil Tax: -EPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

Oak Lodge, 1A Gayton Parkway, Wirral, CH60 3SY

Location map - no listing photos available

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£955,000

£859k - £1.05MMedium

Estimate

£955k

Range

£859k – £1.05M

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

5.16%

Verdict

Derived from HomePortfolio scores

Oak Lodge earns an INVESTIGATE rating with HP Score 70/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

18/ 100

Low

Transit & Bike

Transit 7Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 3 bedrooms but the valuation snapshot describes 5 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,550-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: -£270/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£955,000

Rent Estimate (pcm)£2,900

Gross Yield5.16%

1y Growth-

3y Growth+4.1%

5y Growth+2.6%

10y Growth+5.0%

Last Sold Price£845,000 (2022-01-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CH60 3SY

Approval Rate

-12mo

Development

low

APP/26/00734
Demolition of Existing Hotel Restaurant and Replacement with New Building Providing Additional Hotel Bedrooms, Together with Alterations to the Car Park and all Associated Works.
Pending
RVC/26/00715
Vary C2 - extend the garage wall forward in line with the front of the porch (26/00294)
Pending
APPH/26/00655
Single storey side, rear and porch extension
Pending

View Planning Timeline

Ownership

Corporate Ownership61.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-01-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density229 /km²

Owner Occupied97%

Age Distribution

0-15 17%16-64 52%65+ 31%

View Area Profile

Schools Nearby

Barnston Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gayton Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Heswall St Peter's CofE Primary School
1.2 mi
Good
Parkgate Primary School
1.3 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Oak Lodge, 1A Gayton Parkway
-
£845k
-
5 Gayton Parkway
-
£470k
-
9 Gayton Parkway
-
£360k
-
Oak Lodge, 1A Gayton Parkway
-
£540k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN