106 Church Road, Bebington, Wirral, CH63 3EE

UPRN:42024383-Beds -Built 1930-1949

Tenure: -Council Tax: Band CEPC: D (58)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021

106 Church Road, Bebington, Wirral, CH63 3EE

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£356,000

£321k - £392kMedium

Estimate

£356k

Range

£321k – £392k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

7.44%

Verdict

Derived from HomePortfolio scores

106 Church Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 28Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £229/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.84 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£356,000

Rent Estimate (pcm)£1,550

Gross Yield7.44%

1y Growth-

3y Growth+4.0%

5y Growth+2.7%

10y Growth+4.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CH63 3EE

Approval Rate

-12mo

Development

low

LDP/26/00949
Hip to gable build-up, rear dormer and loft conversion
Pending
APPH/26/00813
Single Storey Front & Side Extension with external alterations.
Pending
APPH/26/00714
Single storey rear extension with front infill extension with new lean to roof
Pending

View Planning Timeline

Ownership

Corporate Ownership72.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density5,230 /km²

Owner Occupied88%

Age Distribution

0-15 17%16-64 59%65+ 24%

View Area Profile

Schools Nearby

Stanton Road Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wirral Grammar School for Boys
0.4 mi
Good
Wirral Grammar School for Girls
0.5 mi
Outstanding
Poulton Lancelyn Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

114 Church Road
-
£395k
-
116 Church Road
-
£405k
-
114 Church Road
-
£245k
-
110A Church Road
-
£239k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN