87 Dearnford Avenue, Wirral, CH62 6DX

UPRN:42031564Semi-Detached HouseBeds -Built 1967-1975

FreeholdCouncil Tax: Band CEPC: D (63)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£311,000

£280k - £342kMedium

Estimate

£311k

Range

£280k – £342k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

6.89%

Verdict

Derived from HomePortfolio scores

87 Dearnford Avenue earns an INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

38/ 100

Mixed

Transit & Bike

Transit 32Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: £162/mo
Cash on cash: 2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£311,000

Rent Estimate (pcm)£1,550

Gross Yield6.89%

1y Growth+13.3%

3y Growth+4.3%

5y Growth+4.3%

10y Growth+4.1%

Last Sold Price£67,000 (1999-01-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CH62 6DX

Approval Rate

-12mo

Development

low

APPH/26/00827
SINGLE STOREY FRONT, SIDE AND REAR EXTENSION
Pending
APPH/26/00822
Demolition of existing conservatory, erection of single storey rear extension, erection of single storey front extension and associated internal alterations to detached dwelling.
Pending
APPH/26/00781
Single storey wraparound extension to side and rear of dwelling. Extension of main roof from part hip to gable
Pending

View Planning Timeline

Ownership

Corporate Ownership70.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-01-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density2,706 /km²

Owner Occupied90%

Age Distribution

0-15 18%16-64 60%65+ 22%

View Area Profile

Schools Nearby

Raeburn Primary School
0.1 mi
Good
Brookhurst Primary School
0.4 mi
Inspected as Brookhurst Primary School (URN 105018) on 13 Feb 2024
Heygarth Primary School
0.4 mi
Good
Christ The King Catholic Primary School
0.5 mi
Good

7 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

141 Dearnford Avenue
-
£230k
-
57 Dearnford Avenue
-
£255k
-
77 Dearnford Avenue
-
£308k
-
73 Dearnford Avenue
-
£258k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN