6 Downham Road South, Wirral, CH60 5RQ

UPRN:42034311Semi-Detached HouseBeds -Built 1930-1949

FreeholdCouncil Tax: Band CEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£316,000

£285k - £348kMedium

Estimate

£316k

Range

£285k – £348k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

5.24%

Verdict

Derived from HomePortfolio scores

6 Downham Road South earns an INVESTIGATE rating with HP Score 84/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

83/ 100

High

Transit & Bike

Transit 24Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£97/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£316,000

Rent Estimate (pcm)£1,200

Gross Yield5.24%

1y Growth-4.8%

3y Growth+4.1%

5y Growth+2.6%

10y Growth+5.0%

Last Sold Price£40,000 (1996-03-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CH60 5RQ

Approval Rate

-12mo

Development

low

RVC/26/00932
Variation of condition 2 of planning application APPH/26/00172 (Single storey rear extension, two storey rear extension, increase in roof height, rear dormer extension, extension of existing rear patio and new front porch) to allow for the alteration of the roof material from concrete tiles to Zinc effect metal (Amended Description)
Pending
APP/26/00819
The proposal seeks permission for the installation of 6 number Air Source Heat pump to serve six flats.
Pending
RESX/26/00808
Proposed single storey rear extension with flat roof projecting 5 metres from the existing rear elevation with 2no. roof lanterns. Existing b-folding doors to be re-sited.
Pending

View Planning Timeline

Ownership

Corporate Ownership61.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-03-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density5,519 /km²

Owner Occupied68%

Age Distribution

0-15 17%16-64 64%65+ 19%

View Area Profile

Schools Nearby

Heswall St Peter's CofE Primary School
0.3 mi
Good
Heswall Primary School
0.4 mi
Inspected as Heswall Primary School (URN 105038) on 28 Jan 2022
Gayton Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stanley School
0.9 mi
Good

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Downham Road South
-
£320k
-
18 Downham Road South
-
£300k
-
14 Downham Road South
-
£315k
-
16 Downham Road South
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN