44 Florence Road, Wallasey, CH44 6LF

UPRN:42041791End Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£125,000

£119k - £132kHigh

Estimate

£125k

Range

£119k – £132k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

9.00%

Verdict

Derived from HomePortfolio scores

44 Florence Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

74/ 100

High

Transit & Bike

Transit 23Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £218/mo
Cash on cash: 7.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£125,000

Rent Estimate (pcm)£900

Gross Yield9.00%

1y Growth-

3y Growth+4.2%

5y Growth+5.6%

10y Growth+5.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CH44 6LF

Approval Rate

-12mo

Development

low

SCR/26/00896
Request for an Environmental Impact Assessment (EIA) Screening Opinion for Full planning permission for the erection of a Use Class E(a) foodstore with supporting vehicular access roads, car parking, servicing area, hard and soft landscaping and associated works
Pending
APP/26/00844
Full planning permission for the erection of a Use Class E(a) foodstore with supporting vehicular access roads, car parking, servicing area, hard and soft landscaping and associated works
Pending
DIS/26/00618
Application for approval of details reserved by conditions 5 (Archaeological Written Scheme of Investigation), 6 (Surface Water Drainage Strategy), 7 (Land Contamination Assessment), 8 (Tree Protection Fencing), 9 (External Materials), 10 (Highway works), 11 (Landscaping Scheme), 15 (bird boxes), 16 (Cycle Storage), 17 (Electric Vehicle Charging Points) and 19 (Surface Water Drainage Management and Maintenance Plan) of planning permission APP/21/01816 ( Development of former Dental Studio site into 12 cottage flats with associated parking)
Pending

View Planning Timeline

Ownership

Corporate Ownership85.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density-

Owner Occupied40%

Age Distribution

0-15 26%16-64 61%65+ 13%

View Area Profile

Schools Nearby

St Joseph's Catholic Primary School, Wallasey
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Riverside Primary School
0.2 mi
Good
Somerville Primary School
0.3 mi
Good
Kingsway Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Florence Road
-
£145k
-
22 Florence Road
-
£97k
-
14 Florence Road
-
£122k
-
28 Florence Road
-
£118k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN