89 Hillside Road, Birkenhead, CH41 9EL

UPRN:42056036End Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£119,000

£113k - £125kHigh

Estimate

£119k

Range

£113k – £125k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

9.50%

Verdict

Derived from HomePortfolio scores

89 Hillside Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

71/ 100

High

Transit & Bike

Transit 34Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £253/mo
Cash on cash: 8.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£119,000

Rent Estimate (pcm)£950

Gross Yield9.50%

1y Growth-

3y Growth-1.5%

5y Growth+1.2%

10y Growth+2.6%

Last Sold Price£77,000 (2020-08-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CH41 9EL

Approval Rate

-12mo

Development

low

LDP/26/00697
Use of the property as a Children's Care Home for 1 child. Further details are provided in the submitted cover letter.
Pending
APPH/26/00669
Demolition of existing single storey rear extension. Construction of new single storey rear extension.
Pending
RVC/26/00649
Vary condition 2 & 4 APP/22/02190 Condition 02 We wish to supersede a number of drawings listed under Condition 02, as the proposed boundary treatments and external works finishes have been revised. In addition, photovoltaic (PV) panels have been incorporated into each dwelling since the original application was submitted. Condition 04 We are proposing an alternative brick type to be used across the development. Additionally, we wish to amend the approved window colour
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-08-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density5,317 /km²

Owner Occupied30%

Age Distribution

0-15 23%16-64 66%65+ 11%

View Area Profile

Schools Nearby

Mersey Park Primary School
0.2 mi
-
Woodlands Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Werburgh's Catholic Primary School
0.5 mi
Good
Well Lane Primary School
0.5 mi
Inspected as Well Lane Primary School (URN 105050) on 6 Jun 2023

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

87 Hillside Road
-
£80k
-
81 Hillside Road
-
£83k
-
89 Hillside Road
-
£77k
-
87 Hillside Road
-
£50k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN