135 Laird Street, Birkenhead, CH41 0AA

UPRN:42064496Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: E (54)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£113,000

£90k - £135kLow

Estimate

£113k

Range

£90k – £135k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

5.97%

Verdict

Derived from HomePortfolio scores

135 Laird Street earns an INVESTIGATE rating with HP Score 58/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

65/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 25Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£181,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £56,720
Net cash flow: £12/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£113,000

Rent Estimate (pcm)£900

Gross Yield5.97%

1y Growth-

3y Growth-1.5%

5y Growth+1.2%

10y Growth+2.6%

Last Sold Price£59,000 (2008-08-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0CH41 0AA

Approval Rate

-12mo

Development

low

APP/26/00874
Replacement of existing Cambrian slate roof covering to rear extension at Ashville Lodge with a Mayan Armoured Slate roofing system to address water ingress associated with the existing low-pitch roof.
Pending
APP/26/00741
Conversion of vacant soft play unit to 4 residential self contained bedsit units
Pending
APP/26/00394
Development of a small mixed use building, containing 2no ground floor commercial units and 1no first floor serviced accommodation unit
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-08-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density-

Owner Occupied23%

Age Distribution

0-15 24%16-64 62%65+ 14%

View Area Profile

Schools Nearby

Co-op Academy Portland
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Wirral Hospitals' School
0.3 mi
Inspected as Wirral Hospitals' School (URN 105139) on 17 Apr 2024
Kilgarth School
0.3 mi
-
Our Lady and St Edward's Catholic Primary School
0.3 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

163 Laird Street
-
£53k
-
131 Laird Street
-
£54k
-
185A Laird Street
-
£70k
-
187A Laird Street
-
£70k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN