74A Market Street, Birkenhead, CH41 5BT

UPRN:42071690Flat/Maisonette0 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band AEPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£53,000

£50k - £55kHigh

Estimate

£53k

Range

£50k – £55k

Rent Estimate (pcm)

£300

£250 - £300

Monthly

£300

Yield

9.00%

Verdict

Derived from HomePortfolio scores

74A Market Street earns an INVESTIGATE rating with HP Score 53/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

53/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 47Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£40,000

At the asking price

Monthly rent£300/mo

Evidenced range £250-£300

Interest rate5.4%

Loan to value75%

Cash required: £13,300
Net cash flow: £73/mo
Cash on cash: 6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£53,000

Rent Estimate (pcm)£300

Gross Yield9.00%

1y Growth-

3y Growth-1.5%

5y Growth+1.2%

10y Growth+2.6%

Last Sold Price£26,000 (2017-01-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CH41 5BT

Approval Rate

-12mo

Development

low

DIS/26/00925
Application for approval of details reserved by conditions 3 and 4 of approved application LBC/22/00235
Pending
APP/26/00884
Conversion of commercial building to House of Multiple Occupation (24 single occupancy rooms) (sui generis). External alterations including new shopfront, new windows and replacement windows. Bin and bicycle stores to rear. External staircase to rear and balustrade to first floor.
Pending
DIS/26/00842
Submission to discharge condition number 23 associated with approval RVC/24/01821.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-01-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density-

Owner Occupied16%

Age Distribution

0-15 8%16-64 78%65+ 14%

View Area Profile

Schools Nearby

Wirral Metropolitan College
0.1 mi
-
Progress Schools - Hamilton Square
0.2 mi
Requires improvement
IMPACT Northwest Schools
0.4 mi
Good
Cathcart Street Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 - 54 Market Street
-
£265k
-
64 Market Street
-
£125k
-
Basement And Ground Floor, 64 - 66 Market Street
-
£82k
-
68 Market Street
-
£85k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN