63 Mill Hill Road, Wirral, CH61 4XA

UPRN:42074681Semi-Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£628,000

£597k - £660kHigh

Estimate

£628k

Range

£597k – £660k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

4.69%

Verdict

Derived from HomePortfolio scores

63 Mill Hill Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

71/ 100

High

Crime Score

10/ 100

Low

Walkability

40/ 100

Mixed

Transit & Bike

Transit 17Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£640,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,300-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £215,300
Net cash flow: -£429/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£628,000

Rent Estimate (pcm)£2,500

Gross Yield4.69%

1y Growth-

3y Growth+1.6%

5y Growth+2.1%

10y Growth+4.2%

Last Sold Price£459,000 (2017-11-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1CH61 4XA

Approval Rate

-12mo

Development

low

APPH/26/00918
Demolition and erection of front porch extension with external alterations
Pending
APPH/26/00686
Demolition of outbuilding and Single Storey Side, Rear & Front Extension with Rendered masonry to external walls
Pending
APP/26/00660
Provision of 2no pergola's, one with new paving and 3no posts with festoon lighting
Pending

View Planning Timeline

Ownership

Corporate Ownership75%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-11-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density-

Owner Occupied92%

Age Distribution

0-15 17%16-64 53%65+ 30%

View Area Profile

Schools Nearby

Thurstaston Dawpool CofE Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Irby Primary School
0.5 mi
Inspected as Irby Primary School (URN 105025) on 11 Jul 2023
Pensby High School
1.0 mi
Good
Greasby Junior School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

59 Mill Hill Road
-
£505k
-
77 Mill Hill Road
-
£414k
-
57 Mill Hill Road
-
£390k
-
79 Mill Hill Road
-
£355k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN