1 Prenton Lane, Birkenhead, CH42 8LA

UPRN:42092367Semi-Detached HouseBeds -Built 1900-1929

FreeholdCouncil Tax: Band FEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£673,000

£538k - £808kLow

Estimate

£673k

Range

£538k – £808k

Rent Estimate (pcm)

£3,850

£4k - £4k

Monthly

£3,850

Yield

6.84%

Verdict

Derived from HomePortfolio scores

1 Prenton Lane earns an INVESTIGATE rating with HP Score 81/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

73/ 100

High

Crime Score

9/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 23Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics13.9/40
gross yield 6.8%; range width penalty ×0.94
- valuation_snapshotsrent estimate 3850/mo (range 3600-4100)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -148/mo, -4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
336 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,600-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: £387/mo
Cash on cash: 2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3850/mo (range 3600-4100)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3850/mo (range 3600-4100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£673,000

Rent Estimate (pcm)£3,850

Gross Yield6.84%

1y Growth+24.1%

3y Growth+3.2%

5y Growth+3.6%

10y Growth+4.5%

Last Sold Price£515,000 (2024-05-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CH42 8LA

Approval Rate

-12mo

Development

low

APPH/26/00797
Enlargement of existing garage by raising roof with new pitched roof over and forward extension
Pending
RESX/26/00799
Application to determine whether prior approval is required for a single storey flat roof rear extension extending 5 metres beyond the rear wall of the original dwellinghouse and reaching 3.1 metres to the eaves with a maximum height of the extension at 3.1 metres.
Pending
RVC/26/00702
Variation of condition 2 of planning permission APPH/24/01759 - Erection of a two-storey front extension, front-facing dormer, proposed balconies to the principal elevation to each front dormer, additional alternations including new fenestration, garage door and external material changes. Landscaping works to include replacement hedging and orientation of a new 1m high boundary wall with automated vehicle access gate, enlargement of patio and driveway (Amended Description).
Pending

View Planning Timeline

Ownership

Corporate Ownership82.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-05-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density4,367 /km²

Owner Occupied84%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Horizons Independent School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's Catholic Primary School, Birkenhead
0.4 mi
Good
Devonshire Park Primary School
0.4 mi
-
Prenton Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Prenton Lane
-
£842k
-
Pershore House, 9 Prenton Lane
-
£200k
-
1 Prenton Lane
-
£515k
-
Pershore House, 9 Prenton Lane
-
£195k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN