19 Mill Road, Bury, BL9 6RF

UPRN:4210020492Semi-Detached HouseBeds -Built -

FreeholdCouncil Tax: Band CEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£327,000

£310k - £343kHigh

Estimate

£327k

Range

£310k – £343k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

11.21%

Verdict

Derived from HomePortfolio scores

19 Mill Road earns an INVESTIGATE rating with HP Score 63/100. Investment score 57/100 reflects moderate fundamentals. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

26/ 100

Low

Transit & Bike

Transit 24Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£198,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,750-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £62,160
Net cash flow: £613/mo
Cash on cash: 11.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.77 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£327,000

Rent Estimate (pcm)£1,850

Gross Yield11.21%

1y Growth-

3y Growth+7.2%

5y Growth+5.3%

10y Growth+5.3%

Last Sold Price£303,000 (2025-06-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL9 6RF

Approval Rate

-12mo

Development

low

73782
Erection of four-storey residential building comprising 38no. one, two and three-bedroom apartments, together with car parking, landscaping and other associated works.
Pending
73708
Prior approval for proposed agricultural storage building
Pending
73706
Garage conversion with first floor front/side extension to include creation of access path below; Two storey side extension; Single storey rear extension; Installation of external ramp
Pending

View Planning Timeline

Ownership

Corporate Ownership50.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-06-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density-

Owner Occupied86%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Springside Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Chesham Primary Academy
0.8 mi
Inspected as Chesham Primary School (URN 105293) on 1 Mar 2023
Summerseat Methodist Primary School
1.0 mi
Good
Our Lady of Lourdes Roman Catholic Primary School, A Voluntary Academy
1.1 mi
Inspected as Our Lady of Lourdes Roman Catholic Primary School, Bury (URN 105337) on 8 Mar 2023

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 Mill Road
-
£238k
-
31 Mill Road
-
£238k
-
29 Mill Road
-
£308k
-
27 Mill Road
-
£312k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN