15 Rudgrave Place, Wallasey, CH44 0EJ

UPRN:42100562Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£137,000

£130k - £144kHigh

Estimate

£137k

Range

£130k – £144k

Rent Estimate (pcm)

£950

£950 - £1k

Monthly

£950

Yield

8.44%

Verdict

Derived from HomePortfolio scores

15 Rudgrave Place earns an INVESTIGATE rating with HP Score 73/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

38/ 100

Elevated

Walkability

77/ 100

High

Transit & Bike

Transit 25Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£950/mo

Evidenced range £950-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: £202/mo
Cash on cash: 5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£137,000

Rent Estimate (pcm)£950

Gross Yield8.44%

1y Growth-

3y Growth+4.2%

5y Growth+5.6%

10y Growth+5.6%

Last Sold Price£130,000 (2022-07-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CH44 0EJ

Approval Rate

-12mo

Development

low

NMA/26/00868
Change of description to the following : Change of use of the space above 10 & 12 liscard village, from commercial to residential, 2x one bed apartments to be created.
Pending
APP/26/00653
To sever garden to the side of 48 Penkett Road and erect a two and half storey detached dwelling and amendments to the front boundary wall to form two vehicular accesses and an improved visibility splay to an existing vehicular access to 46A&B Penkett Road.
Pending
LDP/26/00607
The property was originally registered as a Residential setting however, we purchased the house as a secondary property for our business and therefore had the usage changed to Business use. We are currently looking at selling the house and therefore need to change from Business use back to Residential use.
Pending

View Planning Timeline

Ownership

Corporate Ownership85.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-07-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density5,953 /km²

Owner Occupied34%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Egremont Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Liscard Primary School
0.3 mi
Good
Edstart Schools Wirral
0.5 mi
Good
Somerville Primary School
0.6 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Rudgrave Place
-
£130k
-
11 Rudgrave Place
-
£80k
-
6 Rudgrave Place
-
£50k
-
19 Rudgrave Place
-
£97k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN