Flat 9, Willow Court (Rear), 5 Grosvenor Road, Wallasey, CH45 2LW

UPRN:42155322Flat/Maisonette1 bedsBuilt 1930-1949

LeaseholdCouncil Tax: -EPC: F (34)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Flat 9, Willow Court (Rear), 5 Grosvenor Road, Wallasey, CH45 2LW

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£68,000

£54k - £81kLow

Estimate

£68k

Range

£54k – £81k

Rent Estimate (pcm)

£350

£300 - £350

Monthly

£350

Yield

7.00%

Verdict

Derived from HomePortfolio scores

Flat 9 earns an INVESTIGATE rating with HP Score 80/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 35Bike 58

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 30 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [sold-comps +6.2%, £/sqft +5.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 7.3%· as of 17 Oct 2026
Rental economics32.8/40
gross yield 9.1% on contractual rent (listing-disclosed tenancy); contractual 500/mo far above the 350/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 500/mo (tenanted)· as of 30 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -49/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity9.3/15
389 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£45,000£69,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£60,000

At the asking price

Monthly rent£350/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £19,300
Net cash flow: £40/mo
Cash on cash: 2.5%
Score at this price: 45

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 7.3%Valuation edge · as of 17 Oct 2026
listing_factscontractual rent 500/mo (tenanted)Rental economics · as of 30 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
contractual rent 500/mo (tenanted)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£68,000

Rent Estimate (pcm)£350

Gross Yield7.00%

1y Growth-

3y Growth+5.1%

5y Growth+4.1%

10y Growth+4.5%

Last Sold Price£50,000 (2025-11-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CH45 2LW

Approval Rate

-12mo

Development

low

RESX/26/00953
Application to determine whether prior approval is required for a proposed single storey rear extension which shall extend 4.3 metres beyond the rear wall of the original dwellinghouse, reach a maximum height of 3 metres, with an eaves height of 3 metres.
Pending
APPH/26/00847
Free standing garden room at rear of garden to end terrace house.
Pending
DIS/26/00806
Application for approval of details reserved by condition 3 of approved planning permission APP/24/01766
Pending

View Planning Timeline

Ownership

Corporate Ownership71.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-11-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,959

Population Density4,047 /km²

Owner Occupied78%

Age Distribution

0-15 16%16-64 62%65+ 22%

View Area Profile

Schools Nearby

SS Peter and Paul Catholic Primary School, a Voluntary Academy
0.3 mi
Inspected as Ss Peter and Paul Catholic Primary School (URN 105071) on 11 Oct 2023
New Brighton Primary School
0.3 mi
Good
Elleray Park School
0.6 mi
Outstanding
Mount Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Willow Court, 5 Grosvenor Road
-
£50k
-
Willow Court, 5 Grosvenor Road
-
£50k
-
Willow Court, 5 Grosvenor Road
-
£50k
-
Willow Court, 1 Grosvenor Road
-
£50k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN