1A Town Lane, Bebington, Wirral, CH63 5JB

UPRN:42170562Flat/MaisonetteBeds -Built 1900-1929

FreeholdCouncil Tax: Band AEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

1A Town Lane, Bebington, Wirral, CH63 5JB

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£102,000

£81k - £122kLow

Estimate

£102k

Range

£81k – £122k

Rent Estimate (pcm)

-- - --

Verdict

Derived from HomePortfolio scores

1A Town Lane earns an INVESTIGATE rating with HP Score 76/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

61/ 100

Moderate

Transit & Bike

Transit 22Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics38.5/40
gross yield 9.8% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 1350/mo (tenanted)· as of 3 Nov 2026
Stress margin12.3/30
stressed cash flow +166/mo, +12% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.2/15
274 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Evidence

Where every number comes from

listing_factscontractual rent 1350/mo (tenanted)Rental economics · as of 3 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Seller motivation could not be scored
context, not scored: 0 price cut(s), 58 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£102,000

Rent Estimate (pcm)-

Gross Yield-

1y Growth-

3y Growth+4.0%

5y Growth+2.7%

10y Growth+4.4%

Last Sold Price£90,000 (2018-04-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0CH63 5JB

Approval Rate

-12mo

Development

low

APPH/26/00845
SINGLE STOREY REAR EXTENSION TO APPROVED APPLICATION RESX/26/00585
Pending
ADV/26/00834
Application for advertisement consent for installation of a proposed new global street hub (a digital street-furniture unit these hubs replace traditional phone boxes to provide free public utilities and high-impact digital advertising) , including the associated display of advertisements on both sides of the unit.
Pending
APP/26/00836
Application for full planning permission for installation of a proposed new global street hub ( a digital street-furniture unit these hubs replace traditional phone boxes to provide free public utilities and high-impact digital advertising).
Pending

View Planning Timeline