112 Villa Road, Oldham, OL8 1PN

UPRN:422000000955Terrace Property3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (71)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£189,000

£180k - £199kHigh

Estimate

£189k

Range

£180k – £199k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

8.53%

Verdict

Derived from HomePortfolio scores

112 Villa Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 77/100 reflects strong fundamentals. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

77/ 100

High

Crime Score

No data

Walkability

72/ 100

High

Transit & Bike

Transit 31Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £293/mo
Cash on cash: 5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.11 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£189,000

Rent Estimate (pcm)£1,350

Gross Yield8.53%

1y Growth-

3y Growth+8.2%

5y Growth+8.4%

10y Growth+7.5%

Last Sold Price£100,000 (2017-04-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1OL8 1PN

Approval Rate

100%12mo

Development

low

HOU/357002/26
1) Front and rear dormers 2) Part single, part two storey rear extension
Pending
CND/356918/26
Discharge of condition no. 4 (landfill gas risk and ground contamination) relating to app no. FUL/347783/21.
Pending
VAR/356902/26
Variation of condition 2 (Approved Plans) to amend wording to reflect revised plans associated with application PA/342888/19.
Pending

View Planning Timeline

Ownership

Corporate Ownership42.9%
Overseas OwnershipNo
Lease Term Remaining840 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-04-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,124

Population Density12,075 /km²

Owner Occupied53%

Age Distribution

0-15 31%16-64 62%65+ 7%

View Area Profile

Schools Nearby

Broadfield Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Alexandra Park Junior School
0.4 mi
Inspected as Alexandra Park Junior School (URN 105626) on 7 Dec 2021
Coppice Primary Academy
0.5 mi
-
Greenhill Academy
0.5 mi
Good

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

99 Villa Road
-
£62k
-
108 Villa Road
-
£138k
-
84 Villa Road
-
£80k
-
78 Villa Road
-
£86k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN