86 Arnside Avenue, Chadderton, Oldham, OL9 9DJ

UPRN:422000006909Semi-Detached HouseBeds -Built 1967-1975

LeaseholdCouncil Tax: Band CEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

86 Arnside Avenue, Chadderton, Oldham, OL9 9DJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£278,000

£264k - £291kHigh

Estimate

£278k

Range

£264k – £291k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

7.66%

Verdict

Derived from HomePortfolio scores

86 Arnside Avenue earns an INVESTIGATE rating with HP Score 67/100. Investment score 52/100 reflects moderate fundamentals. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

62/ 100

Moderate

Transit & Bike

Transit 46Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,750-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: £302/mo
Cash on cash: 3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£278,000

Rent Estimate (pcm)£1,850

Gross Yield7.66%

1y Growth+7.4%

3y Growth+5.4%

5y Growth+5.1%

10y Growth+6.9%

Last Sold Price£130,000 (2009-05-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4OL9 9DJ

Approval Rate

100%12mo

Development

low

HOU/357049/26
Part single, part two storey rear extension
Pending
HOU/357028/26
Two storey side and rear extension
Pending
HOU/356952/26
Two storey rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership47%
Overseas OwnershipNo
Lease Term Remaining65 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2009-05-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,124

Population Density-

Owner Occupied65%

Age Distribution

0-15 24%16-64 60%65+ 16%

View Area Profile

Schools Nearby

Christ Church CofE Primary School
0.1 mi
Good
Saint John Henry Newman Roman Catholic College, A Voluntary Academy
0.2 mi
Inspected as Blessed John Henry Newman Roman Catholic College (URN 136432) on 17 May 2023
St Luke's CofE Primary School
0.3 mi
Good
Kingfisher Special School
0.4 mi
Inspected as The Kingfisher Community Special School (URN 133369) on 3 Dec 2014

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Arnside Avenue
-
£246k
-
76 Arnside Avenue
-
£271k
-
76 Arnside Avenue
-
£271k
-
76 Arnside Avenue
-
£5k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN