35 Beechfield, Grasscroft, Oldham, OL4 4EL

UPRN:422000061382Semi-Detached PropertyBeds -Built 1950-1966

LeaseholdCouncil Tax: Band DEPC: E (54)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

35 Beechfield, Grasscroft, Oldham, OL4 4EL

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£423,000

£402k - £444kHigh

Estimate

£423k

Range

£402k – £444k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

7.52%

Verdict

Derived from HomePortfolio scores

35 Beechfield earns an INVESTIGATE rating with HP Score 60/100. Investment score 52/100 reflects moderate fundamentals. Walkability is limited (25/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

25/ 100

Low

Transit & Bike

Transit 19Bike 12

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +5.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 422000061382· as of 13 Oct 2026
Rental economics19.3/40
gross yield 7.5%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2500/mo (range 2350-2650)· as of 13 Oct 2026· verify before relying on this
Stress margin1/30
stressed cash flow +24/mo, +1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 105 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
381 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £299,000

£299,000£459,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£399,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,350-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £130,950
Net cash flow: £384/mo
Cash on cash: 3.5%
Score at this price: 35

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.86 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 422000061382Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2500/mo (range 2350-2650)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2350-2650)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 105 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £299,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£423,000

Rent Estimate (pcm)£2,500

Gross Yield7.52%

1y Growth-

3y Growth+5.2%

5y Growth+3.9%

10y Growth+4.8%

Last Sold Price£113,750 (2001-03-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL4 4EL

Approval Rate

-12mo

Development

low

26/00840/FUL
Single storey rear infill extension garage conversion and relocation of 2m front fence to boundary
Pending
NMA/356895/26
Non Material Amendment application for 1) Alterations to roof design including the removal of previously approved flat roof to the first floor rear elevation to form 1 uniformed main dual pitched roof. 2) Reduction in roof pitches whilst retaining previously approved overall ridge height. Slight raising of eaves level to suit. 3) Minor alterations to elevational treatment including location of ashlar stone stringer course relating to app no. HOU/356664/26.
Approved
TEN/356868/26
OGEAA7125513 Intention to Install Fixed Line Broadband Apparatus.
Approved

View Planning Timeline

Ownership

Corporate Ownership45.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2001-03-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,124

Population Density-

Owner Occupied89%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

St Anne's CofE Lydgate Primary School
0.2 mi
Inspected as St Anne's CofE Lydgate Primary School (URN 105689) on 13 May 2015
Friezland Primary School
0.5 mi
-
Knowsley Junior School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Springhead Infant and Nursery School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

37 Beechfield
-
£430k
-
45 Beechfield
-
£395k
-
41 Beechfield
-
£395k
-
41 Beechfield
-
£395k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN