Hey Cottage, Ripponden Road, Denshaw, Oldham, OL3 5UN

UPRN:422000065026Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: B (88)

Data freshness:Listing· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Hey Cottage, Ripponden Road, Denshaw, Oldham, OL3 5UN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£699,000

£559k - £839kLow

Estimate

£699k

Range

£559k – £839k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

6.22%

Verdict

Derived from HomePortfolio scores

Hey Cottage earns an INVESTIGATE rating with HP Score 52/100. Investment score 44/100 reflects below-average fundamentals. Walkability is limited (12/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

44/ 100

Mixed

Crime Score

No data

Walkability

12/ 100

Low

Transit & Bike

Transit 7Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,600-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £117/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£699,000

Rent Estimate (pcm)£2,850

Gross Yield6.22%

1y Growth-

3y Growth+5.7%

5y Growth+3.0%

10y Growth+3.7%

Last Sold Price£265,000 (2003-11-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3OL3 5UN

Approval Rate

-12mo

Development

low

FUL/356879/26
Installation of a a low profile solar panel array on an unused paddock at the trop of the site, to generate low carbon electricity for the site / residential owners
Pending
CND/356708/26
Discharge of conditions 3 (Materials), 5 (Contamination Investigation), 6 (Waste Storage Facilities), 7 (Highways), 8 (Boundary Treatment), 10 (Bat Survey) associated with application VAR/352692/24.
Pending
VAR/356569/26
Variation of condition no. 2 relating to app no. VAR/352692/24 - To accommodate amendments to the elevations and roof of the proposed development and a reduction in length to the gable end of plot 1 and minor additions to the site layout and floor plan.
Pending

View Planning Timeline

Ownership

Corporate Ownership71%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-11-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,124

Population Density-

Owner Occupied82%

Age Distribution

0-15 16%16-64 62%65+ 22%

View Area Profile

Schools Nearby

Christ Church CofE Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Buckstones Primary School
2.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Delph Primary School
2.1 mi
Good
East Crompton St George's CofE School
2.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Sun Inn Mews
-
£375k
-
Moor Cottage Ripponden Road
-
£445k
-
Moorlands Ripponden Road
-
£455k
-
Moorland House Ripponden Road
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN