91 Milnrow Road, Shaw, Oldham, OL2 7TN

UPRN:422000079958Mid Terrace House2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£156,000

£149k - £164kHigh

Estimate

£156k

Range

£149k – £164k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

7.88%

Verdict

Derived from HomePortfolio scores

91 Milnrow Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 66/100 reflects moderate fundamentals. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

No data

Walkability

81/ 100

High

Transit & Bike

Transit 59Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: £187/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£156,000

Rent Estimate (pcm)£1,050

Gross Yield7.88%

1y Growth-13.7%

3y Growth+5.7%

5y Growth+4.4%

10y Growth+4.7%

Last Sold Price£89,000 (2007-04-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0OL2 7TN

Approval Rate

-12mo

Development

low

TEN/356994/26
OLDH-X-YV 1 FTTP VM POPAP - 1538mm (W) 400mm (D) 1515mm (H)
Approved
NMA/356901/26
Non-material amendment to the approved scheme for RES/353501/24 for increase in number of dwellings from 192 to 200 with associated changes to tenure from market to affordable and associated revisions to layout.
Approved
CBS2D/356873/26
Change of use of rear ground floor, first and second floors to create 3 No. 1 bedroom 1 person apartments
Pending

View Planning Timeline

Ownership

Corporate Ownership57.1%
Overseas OwnershipNo
Lease Term Remaining841 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-04-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,124

Population Density6,144 /km²

Owner Occupied46%

Age Distribution

0-15 20%16-64 68%65+ 12%

View Area Profile

Schools Nearby

East Crompton St James CofE Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Beal Vale Primary School
0.2 mi
Good
Rushcroft Primary School
0.3 mi
Good
Farrowdale House School
0.4 mi
Inspected by ISI

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

97 Milnrow Road
-
£160k
-
125 Milnrow Road
-
£110k
-
123 Milnrow Road
-
£128k
-
145 Milnrow Road
-
£95k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN