Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-10-31T04:00:06.860827+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T13:46:31.387057+00:00)●Planning· 5mo agoPlanning: stale, refreshed 5mo ago (2026-06-01T06:52:08.204880+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
77
/ 100
Strong
Verdict
4 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
16 of 21 sources
Sale Estimate
£213,000
£192k - £234kMedium
Estimate
£213k
Range
£192k – £234k
Rent Estimate (pcm)
£1,100
£1k - £1k
Monthly
£1,100
Yield
8.00%
Verdict
Derived from HomePortfolio scores
41 Central Avenue earns an INVESTIGATE rating with HP Score 77/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
Seek approval of a non-material amendment to planning consent 19/1024/RM (Seek approval of the reserved matters regarding details of appearance, landscaping, layout and scale of planning consent 15/0252/OUT (granted on appeal reference APP/K6920/A/15/3137884) (Erect residential development, public open space, landscaping, highway improvements and associated engineering works with all matters reserved except for access) (as renewed by planning consent 18/1059/NCC)) to amend the approved retaining wall arrangement serving plots 150-158 to provide a PHI permacrib interlocking timber retaining wall together with associated land regrading, landscaping, drainage and boundary treatment
Pending
26/0632/COU
Change the use of existing property into three dwellings & extension to front elevation
Pending
26/0617/RET
Retain construction of raised decking in rear garden
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
38
Low confidence1 independent sourceLead to verifyListing checked 31 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 23% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +22.6% (MEDIUM), sold-comps +37.0%, £/sqft +37.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 43059165· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.1%· as of 21 Oct 2026
Rental economics22.3/40
gross yield 8.0%; range width penalty ×0.93; the estimate this rent rides on sits 23% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1100/mo (range 1050-1200)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -17/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 150 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity12.9/15
289 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£123,500£189,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£164,950
At the asking price
£1,100/mo
Evidenced range £1,050-£1,200
5.4%
75%
Cash required
£51,585
Net cash flow
£205/mo
Cash on cash
4.8%
Score at this price
38
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 43059165Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.1%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 1100/mo (range 1050-1200)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1050-1200)
Rental economics needs verification before you rely on it
sale estimate 23% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Stress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026