Oakville Lodge, Rudry Road, Lisvane, Cardiff, CF14 0SN

UPRN:43087914Detached House5 bedsBuilt 2007 onwards

FreeholdCouncil Tax: Band GEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Oakville Lodge, Rudry Road, Lisvane, Cardiff, CF14 0SN

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£874,000

£786k - £961kMedium

Estimate

£874k

Range

£786k – £961k

Rent Estimate (pcm)

£3,450

£3k - £4k

Monthly

£3,450

Yield

5.18%

Verdict

Derived from HomePortfolio scores

Oakville Lodge earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£799,500

At the asking price

Monthly rent£3,450/mo

Evidenced range £3,100-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £271,125
Net cash flow: -£310/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£874,000

Rent Estimate (pcm)£3,450

Gross Yield5.18%

1y Growth-

3y Growth+0.5%

5y Growth+1.9%

10y Growth+3.6%

Last Sold Price£750,000 (2021-12-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF14 0SN

Approval Rate

-12mo

Development

low

25/0338/NMA
Seek the approval of a non-material amendment to planning consent 24/0076/HH (Erect single storey extensions to existing dwelling, alterations to fenestration and demolition of existing dining area and pergola, amended parking/bin storage area and associated landscape works) minor alterations
Pending
25/0017/NMA
Seek the approval of a non-material amendment to planning consent 22/0525/FULL (Refigure the roof and raise ridge height by 2300mm) to regularise roof and minor alterations including doors and windows
Approved
24/0397/COND
Discharge conditions 02 (Roof works), 03 (Ecological Enhancement), 07 (Access) and 08 (Parking) of Planning Consent 22/0525/FULL (Refigure the roof and raise ridge height by 2300mm)
Conditions

View Planning Timeline