3 Emmeline Close, Rainham, Gillingham, ME8 7BA

UPRN:44014165Terrace Property3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band DEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

3 Emmeline Close, Rainham, Gillingham, ME8 7BA

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£307,000

£292k - £322kHigh

Estimate

£307k

Range

£292k – £322k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

6.00%

Verdict

Derived from HomePortfolio scores

3 Emmeline Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Transit 13Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £26/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£307,000

Rent Estimate (pcm)£1,500

Gross Yield6.00%

1y Growth+20.8%

3y Growth-0.5%

5y Growth+1.6%

10y Growth+3.1%

Last Sold Price£177,000 (2013-06-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME8 7BA

Approval Rate

-12mo

Development

low

TPA/26/1960
T1 - Tulip tree to reduce crown by 2-3 metres (25%) in both height and lateral spread, cutting eastern stem over house back by 5-6 metres to a limb facing west on the same stem so it is away from the building, deadwood throughout, thin inner crown by removing epicormic growth and inner facing branches and shape in rear garden. Crown before 22 x 12m / crown after 19 x 9 m
Pending
MC/26/1933
Change of use of land from amenity land to vehicle access together with vehicular crossover to front
Pending
MC/26/1877
Change of use of land from amenity land to residential together with construction of a hardstanding area and vehicular crossover to front
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-06-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density4,531 /km²

Owner Occupied83%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Rainham Mark Grammar School
0.1 mi
Good
Thames View Primary School
0.3 mi
GoodConcerns
Twydall Primary School and Nursery
0.5 mi
Good
St Thomas of Canterbury RC Primary School
0.5 mi
Inspected as St Thomas of Canterbury RC Primary School (URN 118767) on 8 Jun 2023

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Emmeline Close
-
£352k
-
1 Emmeline Close
-
£235k
-
11 Emmeline Close
-
£348k
-
20 Emmeline Close
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN