82 City Way, Rochester, ME1 2AE

UPRN:44023713Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£434,000

£390k - £477kMedium

Estimate

£434k

Range

£390k – £477k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

5.32%

Verdict

Derived from HomePortfolio scores

82 City Way earns an INVESTIGATE rating with HP Score 74/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 33Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: -£135/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£434,000

Rent Estimate (pcm)£1,950

Gross Yield5.32%

1y Growth-

3y Growth-1.6%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price£200,000 (2010-07-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME1 2AE

Approval Rate

-12mo

Development

low

MC/26/2086
Construction of internal works include upgrade of the thermal value of some walls and the ceiling; Internal division by stud walls to create four business units within use Class E, with kitchenette areas, toilet cubicles; Insulation of the first floor and new stud walls against noise transfer and thermal insulation; Ventilation of toilets by vents with metal covers; Installation of three air conditioning condenser units and run of pipework through the walls to internal fan units; Removal a small mezzanine floor in the loft space.
Pending
MC/26/2087
Listed building consent for internal works include upgrade of the thermal value of some walls and the ceiling; Internal division by stud walls to create four business units within use Class E, with kitchenette areas, toilet cubicles; Insulation of the first floor and new stud walls against noise transfer and thermal insulation; Ventilation of toilets by vents with metal covers; Installation of three air conditioning condenser units and run of pipework through the walls to internal fan units; Removal a small mezzanine floor in the loft space.
Pending
MC/26/2068
Change of use of existing dwellinghouse (Class C3) to residential institution (Class C2) together with use of the existing outdoor building as a sensory space
Pending

View Planning Timeline