26 Foord Street, Rochester, ME1 2BX

UPRN:44023941Mid Terrace House3 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£279,000

£265k - £293kHigh

Estimate

£279k

Range

£265k – £293k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

5.57%

Verdict

Derived from HomePortfolio scores

26 Foord Street earns an INVESTIGATE rating with HP Score 69/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 30Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: -£45/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£279,000

Rent Estimate (pcm)£1,300

Gross Yield5.57%

1y Growth+26.3%

3y Growth-1.6%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price£70,000 (2001-08-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME1 2BX

Approval Rate

-12mo

Development

low

MC/26/2088
Listed building consent for removal of an existing sash window within staircase and replacement of an existing casement window within staircase of No.1
Pending
MC/26/2086
Construction of internal works include upgrade of the thermal value of some walls and the ceiling; Internal division by stud walls to create four business units within use Class E, with kitchenette areas, toilet cubicles; Insulation of the first floor and new stud walls against noise transfer and thermal insulation; Ventilation of toilets by vents with metal covers; Installation of three air conditioning condenser units and run of pipework through the walls to internal fan units; Removal a small mezzanine floor in the loft space.
Pending
MC/26/2087
Listed building consent for internal works include upgrade of the thermal value of some walls and the ceiling; Internal division by stud walls to create four business units within use Class E, with kitchenette areas, toilet cubicles; Insulation of the first floor and new stud walls against noise transfer and thermal insulation; Ventilation of toilets by vents with metal covers; Installation of three air conditioning condenser units and run of pipework through the walls to internal fan units; Removal a small mezzanine floor in the loft space.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-08-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied28%

Age Distribution

0-15 20%16-64 69%65+ 11%

View Area Profile

Schools Nearby

St Margaret's at Troy Town CofE Voluntary Controlled Primary School
0.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rochester Independent College
0.1 mi
Inspected by ISI
Ripplevale School Rochester
0.2 mi
Inspected by ISI
St Andrew's School (Rochester)
0.3 mi
Inspected by ISI

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

29 Foord Street
-
£195k
-
17 Foord Street
-
£370k
-
52 Foord Street
-
£290k
-
40 Foord Street
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN