42 Rochester Avenue, Rochester, ME1 2DP

UPRN:44024078Mid Terrace House3 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£270,000

£256k - £283kHigh

Estimate

£270k

Range

£256k – £283k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

5.17%

Verdict

Derived from HomePortfolio scores

42 Rochester Avenue earns an INVESTIGATE rating with HP Score 75/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

Transit 27Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: -£113/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£270,000

Rent Estimate (pcm)£1,250

Gross Yield5.17%

1y Growth+14.4%

3y Growth-1.6%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME1 2DP

Approval Rate

-12mo

Development

low

MC/26/2086
Construction of internal works include upgrade of the thermal value of some walls and the ceiling; Internal division by stud walls to create four business units within use Class E, with kitchenette areas, toilet cubicles; Insulation of the first floor and new stud walls against noise transfer and thermal insulation; Ventilation of toilets by vents with metal covers; Installation of three air conditioning condenser units and run of pipework through the walls to internal fan units; Removal a small mezzanine floor in the loft space.
Pending
MC/26/2087
Listed building consent for internal works include upgrade of the thermal value of some walls and the ceiling; Internal division by stud walls to create four business units within use Class E, with kitchenette areas, toilet cubicles; Insulation of the first floor and new stud walls against noise transfer and thermal insulation; Ventilation of toilets by vents with metal covers; Installation of three air conditioning condenser units and run of pipework through the walls to internal fan units; Removal a small mezzanine floor in the loft space.
Pending
MC/26/2068
Change of use of existing dwellinghouse (Class C3) to residential institution (Class C2) together with use of the existing outdoor building as a sensory space
Pending

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied53%

Age Distribution

0-15 23%16-64 67%65+ 10%

View Area Profile

Schools Nearby

St Margaret's at Troy Town CofE Voluntary Controlled Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Andrew's School (Rochester)
0.2 mi
Inspected by ISI
Rochester Independent College
0.3 mi
Inspected by ISI
Ripplevale School Rochester
0.4 mi
Inspected by ISI

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

57 Rochester Avenue
-
£290k
-
71 Rochester Avenue
-
£266k
-
83 Rochester Avenue
-
£233k
-
68B Rochester Avenue
-
£326k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN