100 Cecil Road, Rochester, ME1 2HR

UPRN:44024908-Beds -Built 1900-1929

Tenure: -Council Tax: Band BEPC: E (40)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£425,000

£340k - £510kLow

Estimate

£425k

Range

£340k – £510k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

10.00%

Verdict

Derived from HomePortfolio scores

100 Cecil Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

Transit 25Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £575/mo
Cash on cash: 9.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£425,000

Rent Estimate (pcm)£2,000

Gross Yield10.00%

1y Growth-11.4%

3y Growth-1.6%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME1 2HR

Approval Rate

-12mo

Development

low

MC/26/2089
Construction of a single storey side and part rear infill wraparound extension (Demolition of existing conservatory)
Pending
MC/26/2070
Application for a Lawful Development Certificate ( Proposed) For the change of use from Use Class (C2) residential institution to Class (Ef) - creche, day nursery or day centre for up to 4 young adults with disabilities
Pending
MC/26/2068
Change of use of existing dwellinghouse (Class C3) to residential institution (Class C2) together with use of the existing outdoor building as a sensory space
Pending

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density8,346 /km²

Owner Occupied67%

Age Distribution

0-15 19%16-64 69%65+ 12%

View Area Profile

Schools Nearby

St Peter's Infant School
0.1 mi
Good
St William of Perth Roman Catholic Primary School
0.4 mi
Inspected as St William of Perth Roman Catholic Primary School (URN 118775) on 18 Oct 2023
St Margaret's at Troy Town CofE Voluntary Controlled Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rochester Independent College
0.5 mi
Inspected by ISI

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

97 Cecil Road
-
£242k
-
107 Cecil Road
-
£273k
-
89 Cecil Road
-
£260k
-
96 Cecil Road
-
£242k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN