84 Sedge Crescent, Chatham, ME5 0QD

UPRN:44031125Mid Terrace House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: A (97)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£292,000

£277k - £307kHigh

Estimate

£292k

Range

£277k – £307k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

6.20%

Verdict

Derived from HomePortfolio scores

84 Sedge Crescent earns an INVESTIGATE rating with HP Score 71/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

57/ 100

Moderate

Transit & Bike

Transit 24Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £61/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£292,000

Rent Estimate (pcm)£1,550

Gross Yield6.20%

1y Growth+2.7%

3y Growth+1.4%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£185,000 (2016-05-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME5 0QD

Approval Rate

-12mo

Development

low

TPA/26/2084
T1 - Common Beech - Crown lift to approximately 12m (secondary crown level)
Pending
TPA/26/1967
T1 Sweet Chestnut fell-15-2-m tall to dismantle and remove dead 3 stem Chestnut on corner of site to a low stump. Poses an risk to public alley way.
Pending
MC/26/1949
Application for a Lawful Development Certificate (proposed) for a garage conversion, alteration to windows, insertion of rear dormer, rooflights and alterations to fenestration.
Approved

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-05-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density4,896 /km²

Owner Occupied66%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

Horsted Junior School
0.4 mi
Inspected as Horsted Junior School (URN 118477) on 13 Sep 2023
Oaklands School
0.4 mi
Good
Horsted Infant School
0.4 mi
Inspected as Horsted Infant School (URN 118442) on 10 Oct 2023
St Thomas More Roman Catholic Primary School
0.6 mi
Inspected as St Thomas More Roman Catholic Primary School (URN 118769) on 15 Oct 2024

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 Sedge Crescent
-
£320k
-
54 Sedge Crescent
-
£157k
-
29 Sedge Crescent
-
£267k
-
21 Sedge Crescent
-
£301k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN