23 Germander Avenue, Halling, Rochester, ME2 1FR

UPRN:44031454End Terrace Property4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: B (84)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

23 Germander Avenue, Halling, Rochester, ME2 1FR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£449,000

£427k - £472kHigh

Estimate

£449k

Range

£427k – £472k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

12.26%

Verdict

Derived from HomePortfolio scores

23 Germander Avenue earns an INVESTIGATE rating with HP Score 59/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 8Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,200-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £851/mo
Cash on cash: 14.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.03 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£449,000

Rent Estimate (pcm)£2,350

Gross Yield12.26%

1y Growth+1.6%

3y Growth+0.0%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price£400,000 (2021-10-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME2 1FR

Approval Rate

-12mo

Development

low

MC/26/1958
Construction of 2 no. detached dwellings with associated detached garages and extension of existing driveway to create new access road
Pending
MC/26/1909
Application for a Lawful Development Certificate (Proposed) for the conversion of an existing integral garage to a habitable space along with the insertion of window to front with brick fascia
Rejected
MC/26/1822
Installation of two canopies and associated works
Pending

View Planning Timeline

Ownership

Corporate Ownership62%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-10-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density413 /km²

Owner Occupied71%

Age Distribution

0-15 23%16-64 66%65+ 11%

View Area Profile

Schools Nearby

Cuxton Community Junior School
1.0 mi
Good
Cuxton Community Infant School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Medway Green School
1.1 mi
Inspected by ISI
Halling Primary School
1.2 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

29 Germander Avenue
-
£395k
-
22 Germander Avenue
-
£408k
-
8 Germander Avenue
-
£400k
-
9 Germander Avenue
-
£427k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN