38 Meadow Close, Chatham, ME5 0UA

UPRN:44033584Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band CEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£334,000

£317k - £350kHigh

Estimate

£334k

Range

£317k – £350k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

5.49%

Verdict

Derived from HomePortfolio scores

38 Meadow Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

58/ 100

Moderate

Transit & Bike

Transit 25Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£350,000-£400,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£74/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£334,000

Rent Estimate (pcm)£1,600

Gross Yield5.49%

1y Growth+8.7%

3y Growth+1.4%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£300,000 (2025-03-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1ME5 0UA

Approval Rate

-12mo

Development

low

TPA/26/2084
T1 - Common Beech - Crown lift to approximately 12m (secondary crown level)
Pending
MC/26/1984
Construction of a single storey side extension - Demolition of existing garage
Pending
TPA/26/1967
T1 Sweet Chestnut fell-15-2-m tall to dismantle and remove dead 3 stem Chestnut on corner of site to a low stump. Poses an risk to public alley way.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-03-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

22 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density5,041 /km²

Owner Occupied60%

Age Distribution

0-15 23%16-64 60%65+ 17%

View Area Profile

Schools Nearby

Walderslade School
0.2 mi
Inspected as Walderslade School (URN 137630) on 22 Feb 2023
Greenacre School
0.3 mi
Inspected as Greenacre School (URN 138046) on 21 Mar 2023
Oaklands School
0.3 mi
Good
Horsted Junior School
0.3 mi
Inspected as Horsted Junior School (URN 118477) on 13 Sep 2023

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Meadow Close
-
£385k
-
39 Meadow Close
-
£350k
-
43 Meadow Close
-
£428k
-
15 Meadow Close
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN