14 Courtsole Farm, Pond Hill, Cliffe, Rochester, ME3 7QS

UPRN:44035086End Terrace Property3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

14 Courtsole Farm, Pond Hill, Cliffe, Rochester, ME3 7QS

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£441,000

£419k - £463kHigh

Estimate

£441k

Range

£419k – £463k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

5.79%

Verdict

Derived from HomePortfolio scores

14 Courtsole Farm earns an INVESTIGATE rating with HP Score 68/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 3Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£15/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£441,000

Rent Estimate (pcm)£2,050

Gross Yield5.79%

1y Growth-

3y Growth-0.1%

5y Growth+1.7%

10y Growth+3.7%

Last Sold Price£375,000 (2021-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME3 7QS

Approval Rate

-12mo

Development

low

MC/26/1964
Application for a Lawful Development Certificate (proposed) for the construction of a dormer to rear together with the construction of 2x out buildings to rear - (Demolition of existing shed and garage)
Approved
MC/26/1044
Listed building consent for the installation of a wall mounted EV charger within a (1990's built) carport located within the curtilage of the listed property. (The EV charging unit is sited alongside an existing external power point within the car port.)
Conditions
CAN/26/0876
T1 Cherry tree (Prunus avium)- Fell - sectionally to the ground level diseased
Unknown

View Planning Timeline

Ownership

Corporate Ownership76.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density193 /km²

Owner Occupied68%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

St Helen's Church of England Primary School, Cliffe
0.3 mi
-
Cliffe Woods Primary School
1.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
City of Rochester School
2.0 mi
Good
Leigh Academy High Halstow
3.0 mi
Outstanding

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Courtsole Farm Pond Hill
-
£525k
-
Courtsole Farm Pond Hill
-
£540k
-
The Apple Loft Pond Hill
-
£715k
-
1 Thames Terrace
-
£155k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN