148 Haig Avenue, Rochester, ME1 2RT

UPRN:44035732End Terrace House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£420,000

£399k - £441kHigh

Estimate

£420k

Range

£399k – £441k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

7.38%

Verdict

Derived from HomePortfolio scores

148 Haig Avenue earns an INVESTIGATE rating with HP Score 79/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 28Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
advert has 2 bedrooms but the valuation snapshot describes 4 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £288/mo
Cash on cash: 3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.82 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£420,000

Rent Estimate (pcm)£2,000

Gross Yield7.38%

1y Growth-

3y Growth-1.6%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price£250,000 (2014-02-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME1 2RT

Approval Rate

-12mo

Development

low

TPA/26/2116
T1 Beech - Over-extended main limb to north (from 5m) reduce this and additional upper branch by approximately 3m to fall into shape with main northern canopy outline (Photos 3 & 4). - Over-extended lower canopy to east, reduce by approximately 2m to fall into eastern canopy outline. - Clear lamp column and light - to be achieved through the removal of all growth less than 35mm diameter within 1m of column and lamp, any larger branches to be retained.
Pending
TPA/26/2117
T89.1 Remove & re-plant (due to continued decline and presence of fungal fruiting bodies) T31 as per attached report T67 as per attached report T75 as per attached report T83 as per attached report T102 as per attached report T162 as per attached report
Pending
MC/26/2068
Change of use of existing dwellinghouse (Class C3) to residential institution (Class C2) together with use of the existing outdoor building as a sensory space
Pending

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-02-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied83%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

Balfour Infant School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Warren Wood Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Holcombe Grammar School
0.3 mi
Good
Crest Infant School
0.4 mi
-

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

151 Haig Avenue
-
£259k
-
149 Haig Avenue
-
£250k
-
149 Haig Avenue
-
£170k
-
151 Haig Avenue
-
£198k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN