33 Lansdowne Road, Chatham, ME4 6LJ

UPRN:44037041Mid Terrace House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£350,000

£315k - £385kMedium

Estimate

£350k

Range

£315k – £385k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

7.54%

Verdict

Derived from HomePortfolio scores

33 Lansdowne Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

73/ 100

High

Transit & Bike

Transit 30Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 3 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +0.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 44037041· as of 9 Oct 2026
Rental economics19.8/40
gross yield 7.5%; range width penalty ×0.97
- valuation_snapshotsrent estimate 2200/mo (range 2050-2300)· as of 9 Oct 2026· verify before relying on this
Stress margin0.5/30
stressed cash flow +10/mo, +0% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
333 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£262,500£402,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £342/mo
Cash on cash: 3.6%
Score at this price: 33

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.86 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 44037041Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2200/mo (range 2050-2300)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2050-2300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£350,000

Rent Estimate (pcm)£2,200

Gross Yield7.54%

1y Growth+58.4%

3y Growth-2.7%

5y Growth-0.4%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME4 6LJ

Approval Rate

-12mo

Development

low

MC/26/2068
Change of use of existing dwellinghouse (Class C3) to residential institution (Class C2) together with use of the existing outdoor building as a sensory space
Pending
TPA/26/2062
T1, T2 - Fell/dead trees and G1, G2, G3, G4 - Fell/remove all group members. Works required to address physiological and structural concerns highlighted in accompanying arboricultural consultant letter. Request to waive any replant requirement as trees along the top edge of the boundary wall are not suitable and wider tree establishment on the site is achieved through woodland management and the protection and encouragement of natural regeneration.
Pending
MC/26/2015
Conversion of existing garage into a one bedroom bungalow
Pending

View Planning Timeline

Ownership

Corporate Ownership62.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density6,198 /km²

Owner Occupied78%

Age Distribution

0-15 19%16-64 60%65+ 21%

View Area Profile

Schools Nearby

Balfour Junior School
0.1 mi
Good
Balfour Infant School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Crest Infant School
0.3 mi
-
Blue Skies School
0.3 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Lansdowne Road
-
£385k
-
49 Lansdowne Road
-
£243k
-
44 Lansdowne Road
-
£280k
-
27 Lansdowne Road
-
£343k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN