82 Rochester Street, Chatham, ME4 6RR

UPRN:44039894Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£324,000

£307k - £340kHigh

Estimate

£324k

Range

£307k – £340k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

16.00%

Verdict

Derived from HomePortfolio scores

82 Rochester Street earns an INVESTIGATE rating with HP Score 54/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

59/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

79/ 100

High

Transit & Bike

Transit 21Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 54% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,900-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £878/mo
Cash on cash: 22.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.95 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£324,000

Rent Estimate (pcm)£2,000

Gross Yield16.00%

1y Growth-30.5%

3y Growth-2.7%

5y Growth-0.4%

10y Growth+3.1%

Last Sold Price£275,000 (2019-05-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME4 6RR

Approval Rate

-12mo

Development

low

MC/26/2068
Change of use of existing dwellinghouse (Class C3) to residential institution (Class C2) together with use of the existing outdoor building as a sensory space
Pending
TPA/26/2062
T1, T2 - Fell/dead trees and G1, G2, G3, G4 - Fell/remove all group members. Works required to address physiological and structural concerns highlighted in accompanying arboricultural consultant letter. Request to waive any replant requirement as trees along the top edge of the boundary wall are not suitable and wider tree establishment on the site is achieved through woodland management and the protection and encouragement of natural regeneration.
Pending
MC/26/2051
Details pursuant to condition 2 (Noise) on planning permission MC/26/1436 for Prior notification for the change of use from doctors surgery to 9x residential flats (use class C3)
Pending

View Planning Timeline

Ownership

Corporate Ownership62.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-05-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied29%

Age Distribution

0-15 17%16-64 73%65+ 10%

View Area Profile

Schools Nearby

St John's Church of England Infant School
0.1 mi
Good
St John Fisher Catholic Comprehensive School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Michael Catholic Primary and Nursery School
0.1 mi
Inspected as St Michael's RC Primary School (URN 118756) on 6 Nov 2019
Fort Pitt Grammar School
0.3 mi
Outstanding

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

62 Rochester Street
-
£250k
-
94 Rochester Street
-
£325k
-
112 Rochester Street
-
£219k
-
76 Rochester Street
-
£505k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN