18A Cardens Road, Cliffe Woods, Rochester, ME3 8TU

UPRN:44042082Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (84)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

18A Cardens Road, Cliffe Woods, Rochester, ME3 8TU

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£457,000

£434k - £479kHigh

Estimate

£457k

Range

£434k – £479k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

6.09%

Verdict

Derived from HomePortfolio scores

18A Cardens Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

39/ 100

Mixed

Transit & Bike

Transit 8Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £45/mo
Cash on cash: 0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£457,000

Rent Estimate (pcm)£1,650

Gross Yield6.09%

1y Growth-

3y Growth-0.1%

5y Growth+1.7%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME3 8TU

Approval Rate

-12mo

Development

low

MC/26/2039
Details pursuant to conditions 3 (Homeowners pack) and 5 (Cycle parking) on planning permission MC/25/1559 - Variation of condition 1 (approved plans) on planning permission MC/24/0430 - amended layout to allow for three additional market dwellings to be introduced into the scheme
Pending
MC/26/1236
Construction of a single storey extension to rear
Conditions
MC/26/1162
Application for a Lawful Development Certificate (Proposed) for loft conversion with rear dormer and rooflight to the front
Approved

View Planning Timeline

Ownership

Corporate Ownership76.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied92%

Age Distribution

0-15 21%16-64 61%65+ 18%

View Area Profile

Schools Nearby

City of Rochester School
0.2 mi
Good
Cliffe Woods Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Helen's Church of England Primary School, Cliffe
1.6 mi
-
Chattenden Primary School
1.7 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Cardens Road
-
£325k
-
6 Cardens Road
-
£388k
-
25 Cardens Road
-
£395k
-
41 Cardens Road
-
£360k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN