32 Fanconi Road, Chatham, ME5 8DE

UPRN:44045312End Terrace House2 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band BEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£263,000

£250k - £276kHigh

Estimate

£263k

Range

£250k – £276k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

6.11%

Verdict

Derived from HomePortfolio scores

32 Fanconi Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 13Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: £41/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£263,000

Rent Estimate (pcm)£1,400

Gross Yield6.11%

1y Growth-

3y Growth+1.4%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£111,000 (2003-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME5 8DE

Approval Rate

-12mo

Development

low

MC/26/2049
Roof alterations to increase the ridge height of the main roof together with the construction of a first floor side extension and single storey rear extension along with the conversion of garage into habitable room
Pending
26/503920/TPOA
TPO Application to remove one (T1) Douglas Fir Tree and to also remove one (T2) European Lach Tree
Pending
26/503923/TPOA
Tree Preservation Order Application: T1 Cherry - Reduce tree all over by 3m - Crown Height from 18m to 15m - Crown Spread from 12m to 9m - due to over extended limbs to decrease risk of limb failure, T2 Hornbeam - Reduce tree all over by 4m - Crown Height from 12m to 8m - Crown Spread from 10m to 6m - reduce due to substantial lean towards property, reducing risk of tree uprooting. T3 Ash - Remove tree down to ground level - Crown Height 12m - Crown Spread 4m - remove tree due to signs of ash die back being present and tree being a low quality specimen, T4 Ash - Remove tree down to ground level - Crown Height 12m - Crown Spread 4m - remove tree due to signs of ash die back being present, tree being a low quality specimen and having substantial lean towards property.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density6,388 /km²

Owner Occupied76%

Age Distribution

0-15 20%16-64 64%65+ 16%

View Area Profile

Schools Nearby

Lordswood School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Walderslade Primary School
0.3 mi
GoodImproving
St Benedict's Catholic Primary School
0.5 mi
Inspected as St Benedict's Catholic Primary School (URN 118780) on 1 May 2019
St Thomas More Roman Catholic Primary School
0.6 mi
Inspected as St Thomas More Roman Catholic Primary School (URN 118769) on 15 Oct 2024

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Fanconi Road
-
£250k
-
40 Fanconi Road
-
£270k
-
38 Fanconi Road
-
£305k
-
28 Fanconi Road
-
£206k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN