5 Gatcombe Close, Chatham, ME5 7RD

UPRN:44046438Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£390,000

£370k - £409kHigh

Estimate

£390k

Range

£370k – £409k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

9.00%

Verdict

Derived from HomePortfolio scores

5 Gatcombe Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

42/ 100

Mixed

Transit & Bike

Transit 26Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £436/mo
Cash on cash: 6.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£390,000

Rent Estimate (pcm)£1,800

Gross Yield9.00%

1y Growth-13.2%

3y Growth+1.4%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£142,500 (2002-05-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME5 7RD

Approval Rate

-12mo

Development

low

TPA/26/2084
T1 - Common Beech - Crown lift to approximately 12m (secondary crown level)
Pending
MC/26/2055
Neighbourhood consultation application for the construction of a single storey extension to rear. The details submitted are as follows: The extension will extend beyond the rear wall of the original dwelling by 8 m The maximum height of the proposed extension from the natural ground level is 2.9 m The height at eaves level of the proposed extension measured from the natural ground level is 2.8 m
Pending
MC/26/2052
Application for a Lawful Development Certificate (proposed) for conversion of garage into habitable room with associated external alterations
Approved

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-05-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density4,593 /km²

Owner Occupied83%

Age Distribution

0-15 22%16-64 68%65+ 10%

View Area Profile

Schools Nearby

St Thomas More Roman Catholic Primary School
0.1 mi
Inspected as St Thomas More Roman Catholic Primary School (URN 118769) on 15 Oct 2024
Greenacre School
0.2 mi
Inspected as Greenacre School (URN 138046) on 21 Mar 2023
Walderslade School
0.3 mi
Inspected as Walderslade School (URN 137630) on 22 Feb 2023
Maundene School
0.3 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Gatcombe Close
-
£263k
-
29 Gatcombe Close
-
£350k
-
31 Gatcombe Close
-
£406k
-
39 Gatcombe Close
-
£400k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN